Why Banks Reject Your Loan Applications?
Are you tired of loan rejections? It might not be bad luck—it’s often a case of missing key requirements. Banks have specific criteria, ranging from your company profile to your personal and financial background, and even the target industries they support.
Common reasons for rejection include:
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Low CTOS Score: A weak credit history signals risk.
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Low Bank Statement Ending Balance: Insufficient funds can indicate cash flow issues.
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DSR Burst: A high debt-to-income ratio shows you might be overextended.
Every rejection not only delays your plans but also affects your CCRIS record. Understand these factors, adjust your financial strategy, and start building a lender-friendly profile today.
Unlock the Secret to Loan Approval Success with These Proven Strategies
➡️ Missing Documents?
No worries! Our expert-driven formula ensures you can resolve document-related challenges seamlessly, turning a potential obstacle into a smooth path to approval.
➡️ Weak Bank Statements?
Don’t stress! We’ve developed a powerful solution to help you strengthen your financial profile and boost your loan application’s credibility—quickly and effectively.
➡️ DSR Issues?
Relax! With our trusted network of experienced bankers, we’ll tackle Debt Service Ratio (DSR) problems head-on, giving you the confidence to move forward without hesitation.
What We Offer
Get the perfect blend of bank loan options tailored specifically to your needs, ensuring maximum funding available right at your fingertips.
Bank's Business Loan
Loan amount RM100K to RM5Mil
Interest rate from 4.99% p.a
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Startup loan
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SME loan
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P2P lending
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Commercial loan
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Private funder
Bank's Consumer Loan
Loan amount RM50K to RM200K
Interest rate from 4.99% p.a
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Personal loan
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Koperasi loan
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Credit card
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Property refinancing
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Debt consolidation
Property Cash Back
Cash-back RM50K to RM150K
Interest rate from 3.99% p.a
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Below market value asset
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Immediate cash in hand
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Monthly rental income
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Profitable after 5 years
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Refinance after 10 years
Why Partner With Us?
In the dynamic world of banking, experience is paramount. With a combined legacy of over two decades in the industry, our team of seasoned consultants and bankers is dedicated to one mission: securing you the most substantial loan at the most competitive rates while boost your approval rate to 90%.
At our core, we're listeners. We prioritize your unique needs, crafting tailored solutions that align perfectly. Your business isn't just a transaction to us; it's a venture we hold close. We're genuinely invested in your success, driven by the desire to see your company flourish and reach its fullest potential. Trust us to be the catalyst for your financial triumphs.
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Expert Consultants
Collaborate With Top Financial Institutions
One-stop Connection: Easily connect with all leading banks in one convenient platform.
Insider Insights: Access exclusive knowledge from experienced bankers to make informed decisions.
No Guesswork: Follow a precise, step-by-step guide to streamline your loan application process effortlessly.
Higher Approval Odds: Increase your chances of loan approval through strategic partnerships.
What Our Clients Say
"This consulting agency's expert guidance and personalized approach made securing a loan a breeze. My total loan approval was RM800K. Highly recommended!"
Mohd Nasser,
Selangor
"Thanks to this agency's streamlined process and expert advice, the loan experience was stress-free. My total loan approval was RM550K. I'm highly grateful!"
Pauline Robinson,
Kuala Lumpur
Disclaimer
Massive Loan is a Loan & Business Consulting Agency. We do not provide loans directly. All loans are issued by banks or your chosen financial institutions. Our role is strictly limited to providing expert consultancy services to assist and guide you through the loan application process.
We specialize in a wide range of bank loan consultancy services in Malaysia, including business loans, personal loans, debt consolidation, property cash back, and property refinancing. Our mission is to simplify the process and improve your chances of loan approval by offering professional guidance every step of the way.